THE GEN C:\> SCAN MEDICARE
Medicare Impersonation Scams
Callers claim to be from Medicare and say you need a "new" or "updated" card, or need your Medicare number for a medical equipment claim you don't remember. The FTC says scammers get more active around Medicare Open Enrollment (Oct 15–Dec 7).
"Hi, I'm calling from Medicare. You're eligible for a new plastic Medicare card. I just need to verify your Medicare number and bank account."
Red flags
- Unexpected call asking for your Medicare, Social Security, or bank number
- Says you need to pay for a new card
- Offers free equipment or a plan upgrade
What to do
- Real Medicare cards are free and mailed automatically.
- Hang up and call 1-800-MEDICARE (1-800-633-4227) to check.
- Don't trust caller ID.
Where to report it
Got a message like this right now? Paste it into the free Scam Radar checker to see the red flags. It runs in your browser and never saves your message.
Know someone who'd fall for this?
Scammers count on people not talking about it. Send this guide to a parent, a friend, or the family group chat.
Related scams
- Phantom Hacker Scam
- Election scams (fake campaigns, PACs, and voter texts)
- IRS & Social Security Impersonators
- Gift Card Payment Scams
Keep your family safe
Copy a ready-made prompt from the Staying safe prompts, like setting up a family code word or locking down your accounts. Want an AI helper you can trust? Try the AI Finder quiz.
Sources
- FTC: This Medicare Open Enrollment season, learn how to protect yourself from scams (Sep 2025)
- FTC: How To Avoid a Government Impersonation Scam
Last checked: 2026-10-19. General education, not legal or financial advice. Sample messages are made up.