Staying safeWorks best in: ChatGPT
Get a second opinion on a suspicious message
Use it: When a text, email, or call feels off. Try the Scam Radar checker too.
I got this message and I'm not sure it's real: [paste the message, with your personal details removed]. List any scam red flags you see, tell me how confident you are that it's a scam, and explain how to check it using contact information I already trust. Don't visit any links in it.
⚠️ Remove your name, account numbers, and any codes before pasting. When in doubt, call the company using the number on your card or statement.
Staying safeWorks best in: Any AI chat
Set up a family code word against voice-clone scams
Use it: Before a scammer calls pretending to be your kid or grandkid.
Help me set up a simple family safety plan against "family emergency" and voice-clone scams. Family members: [who's in the plan]. Suggest how to choose a code word, give me a short script for what to do if someone calls claiming to be family in trouble, and write a friendly text I can send everyone explaining it without scaring them.
⚠️ The FBI recommends a secret family word or phrase. Never share it online or in a text that others could see.
Staying safeWorks best in: Copilot
Lock down your email, phone, and bank app
Use it: On a quiet afternoon, before anything goes wrong.
Make a step-by-step checklist to secure my [email provider] email, my [iPhone or Android] phone, and my main banking app. Include turning on two-factor authentication, checking my recovery phone number and email, reviewing which devices are logged in, and setting up a password manager. Plain English, one step at a time.
⚠️ Never give a verification code to anyone who calls or texts you. Real companies won't ask for it.
Staying safeWorks best in: Any AI chat
Tighten your social media privacy
Use it: When you realize strangers can see your birthday, friends list, and vacation photos.
Walk me through tightening the privacy settings on my [Facebook, Instagram, or other app] account so strangers can't see my friends list, birthday, or photos. Then tell me which kinds of posts scammers use (like vacation dates, pet names, or a grandchild's school) and how to post more safely.
Staying safeWorks best in: Any AI chat
Know what to do in the first 24 hours after a scam
Use it: Right after you realize you may have been scammed. Speed matters.
I think I was scammed. What happened: [what happened, how you paid, and when]. Give me a prioritized action list for the next 24 hours: who to call first, which passwords to change, what to write down, and the official U.S. places to report it.
⚠️ Call your bank or card company first, using the number on your card. Then report at ReportFraud.ftc.gov. AI advice can be out of date.
Never paste Social Security numbers, account numbers, or passwords into an AI chat. AI isn't a doctor, lawyer, or financial advisor.
THE GEN