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IRS & Social Security Impersonators

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A caller or message says it's the IRS, Social Security Administration, or even the FTC. They say you owe money, your Social Security number is suspended, or you'll be arrested, and demand payment or personal information right away. Caller ID can be faked to show the real agency. A newer twist: a fake "FTC official" says a phone registered in your name is being used for scams overseas and threatens to shut off your number, then hands you to a fake police officer.

Example message (made up):
"This is the Social Security Administration. Your SSN has been suspended due to suspicious activity. Press 1 to speak to an officer or a warrant will be issued."

Red flags

What to do

Where to report it

Got a message like this right now? Paste it into the free Scam Radar checker to see the red flags. It runs in your browser and never saves your message.

Check a message

Know someone who'd fall for this?

Scammers count on people not talking about it. Send this guide to a parent, a friend, or the family group chat.

Related scams

Keep your family safe

Copy a ready-made prompt from the Staying safe prompts, like setting up a family code word or locking down your accounts. Want an AI helper you can trust? Try the AI Finder quiz.

Sources

Last checked: 2026-10-26. General education, not legal or financial advice. Sample messages are made up.

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